According to @godofprompt, Airwallex has addressed the speed limitations of traditional international banking by utilizing AI-driven payment infrastructure that bypasses the SWIFT network. While conventional banks rely on SWIFT, resulting in 3-5 day transfer times and unpredictable fees, Airwallex leverages AI to route 95% of cross-border payments through local rails. This approach enables over 90% of transactions to settle on the same day, significantly reducing operational costs and enhancing efficiency for businesses engaged in global commerce. The adoption of AI-powered payment routing opens new business opportunities for fintech firms seeking to offer faster, cost-effective international transactions. (Source: @godofprompt)

According to Sam Altman, every US child could receive a $1,000 S&P account at birth, a move that opens significant opportunities for AI-driven wealth management platforms and financial automation tools (source: Sam Altman, Twitter, July 5, 2025). AI companies specializing in personalized investment strategies, automated portfolio management, and secure identity verification can leverage this initiative to provide scalable, cost-effective solutions for managing millions of new accounts. This development highlights a growing trend in leveraging AI for democratizing access to investment and financial services, presenting new business models for fintech startups and established financial institutions (source: Sam Altman, Twitter, July 5, 2025).